Category Archives: How To Get Out Of Debt

Want your kids to never have Credit Cards? They should help cut up yours!

How To Pay Off Credit CardsWhen you go through Dave Ramsey’s Financial Peace University, you’re going to learn about how bad credit cards are.  Then they’ll ask if you have any you want to cut up.   Years ago when we went through the class, I had already stopped spending on my Best Buy card, but I wanted to wait until I could have my boys be a part of the process.


Have YOU cut up your credit cards yet?  Dun and Bradstreet did extensive research to find out that people who spend with credit cards will typically spend 12-18% more per transaction when using credit over cash.



Cancel Credit Cards

Being Embarrassed About Your Debt

Here’s our conversation with our son tonight before we put him to bed:  “Hey buddy, just a reminder… there are certain things that you don’t talk about with other people.  One of those things is asking people how much everything costs.” My eight year old son is still trying to figure out the value ofContinue Reading